$1,695,000
MLS: V1-36970
Beds
2
Baths
3
Sq Ft
1,467
Lot
0.12 ac
Year Built
1947
MLS #
V1-36970
Days on Market
1
Listed
Jun 12, 2026
Description
Located just four blocks from downtown Ojai's shops and cafs, Three Oaks Cottages offers easy access to parks, hiking trails, the Ojai Valley Trail, and all that Ojai has to offer. Three separate cottages create a rare opportunity to live in one and rent the others, lease all three as an investment property, or share the property with extended family or friends.The approx. 1,137-square-foot main house features one bedroom, one bath, an open floor plan, and a private backyard with a patio and laundry hookups. The second unit is approx. 456 square feet with one bedroom, one bath, a kitchenette, and a sliding door to a private fenced backyard shaded by one of the property's three heritage oak trees. The third cottage is an approx. 326-square-foot studio with kitchen cabinetry, a spacious bathroom with storage, and a private backyard patio shaded by two oak trees.Remodeled in 2024/2026, the three cottages offer charm, flexibility, and income potential in a prime Ojai location.
Location
Ojai, Ventura County, CA 93023
Open on Google Maps ↗Listed by: Nora DAVIS · LIV Sothebys Ojai
Payment estimate
$12,364
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $169,500 · Loan: $1,525,500
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $9,662
- Property tax (1.25%)
- $1,766
- Homeowners insurance
- $300
- Mortgage insurance
- $636
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Ojai home with as little as 3.5% down using an FHA loan — roughly $59,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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