Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
PendingSingleFamilyResidence

5093 Orange Drive

San Bernardino, CA, 92407

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$289,000

MLS: IG25281268

Beds

3

Baths

2

Sq Ft

1,275

Lot

0.20 ac

Year Built

1986

MLS #

IG25281268

Days on Market

6

Listed

Dec 29, 2025

Description

Investor special, home is in need of full rehab exterior and Interior

Location

San Bernardino, San Bernardino County, CA 92407

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Listed by: Jose Ponce · PONCE & PONCE REALTY, INC

Payment estimate

$2,308

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $28,900 · Loan: $260,100

%
Principal & Interest
$1,598
Property tax (1.25%)
$301
Homeowners insurance
$300
Mortgage insurance
$108
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $10,115 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Local Market Stats

See San Bernardino, CA 92407 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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