512 Santa Rosa
Arcadia, CA, 91007
$2,999,000
MLS: OC26063984
Beds
4
Baths
5
Sq Ft
4,007
Lot
0.21 ac
Year Built
2016
MLS #
OC26063984
Days on Market
14
Listed
Mar 24, 2026
Description
This Santa Barbara-style estate prioritizes structural excellence over standard spec-home construction. Built with heavy-duty, non-standard materials and a reinforced structure, it offers the high-end craftsmanship of a large-scale custom home within a more efficient and accessible footprint. Key Layout & Infrastructure: Main-Floor Living: Engineered for daily efficiency, featuring two bedroom suites and a rear-facing executive office on the ground level. Structural Details: Extra-high ceilings, oversized doors, solid-core interior doors, and custom millwork throughout. Dual-Kitchen System: Open-concept main kitchen with Sub-Zero refrigeration, plus a dedicated secondary (wok) kitchen with high-volume ventilation and an operable window. Primary Suite: Upper-level retreat with a walk-in closet and intricate, bespoke tile work in all baths. Technology & Security: SONOS® whole-house audio (iPad control), On-Q® Intercom, and an 8-camera exterior surveillance system. Sustainability: Integrated Tesla EV charging station. A residence defined by intuitive flow, visual connectivity, and a commitment to build quality rarely found in this price segment.
Location
Arcadia, Los Angeles County, CA 91007
Open on Google Maps ↗Listed by: Max Lu · Real Broker
Payment estimate
$21,132
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $299,900 · Loan: $2,699,100
- Principal & Interest
- $16,584
- Property tax (1.25%)
- $3,124
- Homeowners insurance
- $300
- Mortgage insurance
- $1,125
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Arcadia home with as little as 3.5% down using an FHA loan — roughly $104,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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