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$399,800
MLS: OC24245365
Beds
2
Baths
2
Sq Ft
1,350
Lot
0.07 ac
Year Built
1977
MLS #
OC24245365
Days on Market
345
Listed
Dec 6, 2024
Description
Discover the perfect blend of versatility and mountain charm with this exceptional property. Featuring two separate living spaces, this home offers endless possibilities for investors, vacationers, or those seeking a serene retreat. The main-level primary unit boasts breathtaking mountain views, creating a cozy and inviting atmosphere. The downstairs unit, complete with its own private entrance and kitchen, is ideal as an “in-law” suite or an additional rental opportunity. Enjoy the flexibility of renting each unit separately or together, maximizing your investment potential. Nestled in a prime location near the heart of Big Bear, this property provides unparalleled convenience. You’ll be just minutes away from the lake, the vibrant village, and the picturesque Boulder Bay, making it a haven for outdoor enthusiasts and nature lovers alike. Whether you’re a seasoned investor or looking for your dream mountain getaway, this home is a rare gem in the Big Bear market!
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Brian Doubleday · Doubleday Group
Payment estimate
$3,110
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,980 · Loan: $359,820
- Principal & Interest
- $2,244
- Property tax (1.25%)
- $416
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 7, 2026
- 30-year fixed
- 6.37%
- 15-year fixed
- 5.72%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $13,993 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Big Bear, CA 92315 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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