ActiveSingleFamilyResidence

512 Vista Lane

Big Bear Lake, CA, 92315

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$399,800

MLS: OC24245365

Beds

2

Baths

2

Sq Ft

1,350

Lot

0.07 ac

Year Built

1977

MLS #

OC24245365

Days on Market

345

Listed

Dec 6, 2024

Description

Discover the perfect blend of versatility and mountain charm with this exceptional property. Featuring two separate living spaces, this home offers endless possibilities for investors, vacationers, or those seeking a serene retreat. The main-level primary unit boasts breathtaking mountain views, creating a cozy and inviting atmosphere. The downstairs unit, complete with its own private entrance and kitchen, is ideal as an “in-law” suite or an additional rental opportunity. Enjoy the flexibility of renting each unit separately or together, maximizing your investment potential. Nestled in a prime location near the heart of Big Bear, this property provides unparalleled convenience. You’ll be just minutes away from the lake, the vibrant village, and the picturesque Boulder Bay, making it a haven for outdoor enthusiasts and nature lovers alike. Whether you’re a seasoned investor or looking for your dream mountain getaway, this home is a rare gem in the Big Bear market!

Location

Big Bear Lake, San Bernardino County, CA 92315

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Listed by: Brian Doubleday · Doubleday Group

Payment estimate

$3,110

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $39,980 · Loan: $359,820

%
Principal & Interest
$2,244
Property tax (1.25%)
$416
Homeowners insurance
$300
Mortgage insurance
$150
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Today's Rates

As of May 7, 2026

30-year fixed
6.37%
15-year fixed
5.72%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $13,993 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Active and pending listings in ZIP 92315 (Big Bear Lake)within ±10% of this home's price and size.

Local Market Stats

See Big Bear, CA 92315 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.