Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveCondominium

5125 W Wooley Road 5

Oxnard, CA, 93035

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$715,000

MLS: V1-34393

Beds

2

Baths

2

Sq Ft

994

Lot

0.04 ac

Year Built

1978

MLS #

V1-34393

Days on Market

81

Listed

Jan 30, 2026

Description

Beautiful beach area condo. Quiet and sunny upstairs corner unit. Recent remodel and upgrades. Tankless water heater, Wood burning fireplace, newer stainless kitchen appliances, washer and dryer included, private outdoor deck, loft with lots of sunlight not included in square footage, generous storage areas, beautiful engineered wood floors and a private garage. Low HOA dues. Convenient location to nearby specialty stores and restaurants, and of course the beach!

Location

Oxnard, Ventura County, CA 93035

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Listed by: Fred Evans · RE/MAX Gold Coast REALTORS

Payment estimate

$5,267

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $71,500 · Loan: $643,500

%
Principal & Interest
$3,954
Property tax (1.25%)
$745
Homeowners insurance
$300
Mortgage insurance
$268
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $25,025 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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