ActiveDuplex

5154 W 20th Street

Los Angeles, CA, 90016

1 / 40View all 40 photos

$1,150,000

MLS: IV25180572

Beds

4

Baths

2

Sq Ft

1,700

Lot

0.11 ac

Year Built

1955

MLS #

IV25180572

Days on Market

179

Listed

Sep 20, 2025

Description

Income-producing duplex in one of LA’s most centrally located and high-demand rental pockets near DTLA, USC, and Culver City. This well-located property features two spacious 2-bedroom, 1-bath units, each with separate addresses and utility meters, offering flexibility for both investors and owner-occupants. Ideal for house hacking — live in one unit and offset your mortgage with rental income — or hold as a long-term investment in a rapidly growing area. Property includes off-street parking and window A/C units in each bedroom, enhancing tenant comfort and appeal. Convenient access to major freeways, Metro lines, and key employment hubs makes this a highly desirable rental location. Strong rental demand area with long-term upside potential. Don’t miss this opportunity to secure a versatile duplex in a prime Los Angeles location.

Location

Los Angeles, Los Angeles County, CA 90016

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Listed by: MARTIN GARCIA · Century 21 Leaders

Payment estimate

$8,288

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $115,000 · Loan: $1,035,000

%
Principal & Interest
$6,359
Property tax (1.25%)
$1,198
Homeowners insurance
$300
Mortgage insurance
$431
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Los Angeles home with as little as 3.5% down using an FHA loan — roughly $40,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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