516 Palm Way
Needles, CA, 92363
$95,000
MLS: IG26042408
Beds
3
Baths
1
Sq Ft
1,144
Lot
0.11 ac
Year Built
1927
MLS #
IG26042408
Days on Market
12
Listed
Feb 26, 2026
Description
Charming 1927 Needles Home – Character, Space & Location Step into timeless character with this 1927-built home in the heart of Needles, California. This 3-bedroom, 1-bath property offers a solid foundation and a great opportunity to make it your own. The home features a detached garage, an additional storage room, and a small basement—ideal for extra storage, hobbies, or a workshop. The backyard provides room to relax, entertain, or create your own outdoor retreat. Located just minutes from the Colorado River, you’ll enjoy easy access to boating, fishing, and year-round outdoor recreation. Whether you’re looking for a primary residence, river getaway, or investment opportunity, this property offers strong potential. Highlights: 3 Bedrooms | 1 Bathroom Built in 1927 with vintage character Garage + storage room Small basement Spacious backyard Close to the Colorado River and outdoor recreation A solid start with room to improve and build equity.
Location
Needles, San Bernardino County, CA 92363
Open on Google Maps ↗Listed by: Karen Summitt · Karen Summitt Broker
Payment estimate
$960
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $9,500 · Loan: $85,500
- Principal & Interest
- $525
- Property tax (1.25%)
- $99
- Homeowners insurance
- $300
- Mortgage insurance
- $36
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Needles home with as little as 3.5% down using an FHA loan — roughly $3,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Needles, CA 92363 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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