Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
Under ContractSingleFamilyResidence

5205 Snow Line

Phelan, CA, 92371

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$688,000

MLS: HD26039730

Beds

3

Baths

2

Sq Ft

1,915

Lot

2.02 ac

Year Built

1990

MLS #

HD26039730

Days on Market

36

Listed

Feb 23, 2026

Description

Beautifully appointed Tudor-style view home on 4.2 acres designed for refined equestrian living. Thoughtful landscaping includes turf areas, river rock, pollinator shrubs, mature pines, trellises, and gated barn access. Inside, vaulted ceilings and abundant natural light enhance the open living, dining, and kitchen areas with custom cabinetry, granite countertops, granite fireplace surround, and energy-efficient mullioned windows capturing sweeping valley, city-light, and San Gabriel Mountain views. Porcelain wood-look tile with subfloor radiant heat adds comfort. The Zen-inspired primary bath features a pebble-floor shower, rain head, marble double vanity, and spa-like finishes. A 3-car garage with workshop and two storage sheds add function. The 36x48 center-aisle barn offers eight 12x12 stalls (six matted with paddock access), water, 110-power, crossties, and storage. Enrichment turnout, arena space, sandy round-pen pad, and HORSE TOUGH fencing complete this exceptional horse property.

Location

Phelan, San Bernardino County, CA 92371

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Listed by: Lynda Thomasson · RE/MAX FREEDOM

Payment estimate

$5,079

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $68,800 · Loan: $619,200

%
Principal & Interest
$3,804
Property tax (1.25%)
$717
Homeowners insurance
$300
Mortgage insurance
$258
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Phelan home with as little as 3.5% down using an FHA loan — roughly $24,080 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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