$630,000
MLS: RS26043966
Beds
4
Baths
2
Sq Ft
1,176
Lot
0.19 ac
Year Built
1914
MLS #
RS26043966
Days on Market
71
Listed
Mar 11, 2026
Description
Welcome to to this beautiful home located in the city of Ontario. Home consists of 4 bedrooms and two bathrooms and it's being used as two separate living areas. Front of the home consists of 2 bedrooms, one bathroom. Back of the home with a separate entrance consists of 2 bedrooms and one bathroom. Home features newly installed mini-splits that provide both heating and cooling system. Huge 8100sq foot lot, separate one car garage, and basement which can be used for storage. This property provides flexibility for a variety of living or investment strategies. Perfect for house hacking, rental income, or extended family living, the layout allows for privacy while maximizing usability. Live in one and rent the other to offset your mortgage, or add it to your portfolio as a strong income producing asset. Ideal for families looking for extra space or investors seeking a versatile property with dual living potential.
Location
Ontario, San Bernardino County, CA 91762
Open on Google Maps ↗Listed by: Santos Paniagua · Keller Williams Realty Downey
Payment estimate
$4,784
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $63,000 · Loan: $567,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,591
- Property tax (1.25%)
- $656
- Homeowners insurance
- $300
- Mortgage insurance
- $236
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $22,050 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 91762 (Ontario)within ±10% of this home's price and size.
Local Market Stats
See Ontario, CA 91762 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.
