521 W Sunkist
Ontario, CA, 91762
$630,000
MLS: RS26043966
Beds
4
Baths
2
Sq Ft
1,176
Lot
0.19 ac
Year Built
1914
MLS #
RS26043966
Days on Market
20
Listed
Mar 11, 2026
Description
Welcome to to this beautiful home located in the city of Ontario. Home consists of 4 bedrooms and two bathrooms and it's being used as two separate living areas. Front of the home consists of 2 bedrooms, one bathroom. Back of the home with a separate entrance consists of 2 bedrooms and one bathroom. Home features newly installed mini-splits that provide both heating and cooling system. Huge 8100sq foot lot, separate one car garage, and basement which can be used for storage. This property provides flexibility for a variety of living or investment strategies. Perfect for house hacking, rental income, or extended family living, the layout allows for privacy while maximizing usability. Live in one and rent the other to offset your mortgage, or add it to your portfolio as a strong income producing asset. Ideal for families looking for extra space or investors seeking a versatile property with dual living potential.
Location
Ontario, San Bernardino County, CA 91762
Open on Google Maps ↗Listed by: Santos Paniagua · Keller Williams Huntington Beach
Payment estimate
$4,676
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $63,000 · Loan: $567,000
- Principal & Interest
- $3,484
- Property tax (1.25%)
- $656
- Homeowners insurance
- $300
- Mortgage insurance
- $236
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $22,050 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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