525 S Ventura Street
Ojai, CA, 93023
$1,350,000
MLS: V1-35394
Beds
3
Baths
2
Sq Ft
1,773
Lot
0.33 ac
Year Built
1984
MLS #
V1-35394
Days on Market
12
Listed
Mar 25, 2026
Description
Walk to downtown Ojai from this impeccably maintained 3-bedroom, 2-bath home set on a generous 14,461 sq ft lot along sought-after Creek Road. Vaulted ceilings and a comfortable open floor plan connect the living, dining, and beautifully appointed gourmet kitchen, creating a natural flow for everyday living and entertaining.Designed for indoor-outdoor living, the home opens to a series of inviting garden spaces with both covered and open patios, a tranquil water feature, and a mix of fruit, shade, and native plantings that create privacy and a sense of calm. The primary suite offers a peaceful retreat with an elegant bath featuring a soaking tub, separate shower, and dual closets, including a walk-in.Additional features include an attached two-car garage with storage and workbench space, and a layout that extends seamlessly to the outdoors--capturing the Ojai lifestyle at its best. Enjoy easy access to Libbey Park, concerts, the bike path, hiking trails, local markets, restaurants, and coffee spots, with nearby Creek Road offering a scenic setting of meandering water and mature oaks.
Location
Ojai, Ventura County, CA 93023
Open on Google Maps ↗Listed by: Teresa ROONEY · BHHS California Properties
Payment estimate
$9,678
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $135,000 · Loan: $1,215,000
- Principal & Interest
- $7,465
- Property tax (1.25%)
- $1,406
- Homeowners insurance
- $300
- Mortgage insurance
- $506
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ojai home with as little as 3.5% down using an FHA loan — roughly $47,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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