527 W Philadelphia
Ontario, CA, 91762
$2,150,000
MLS: SR26056995
Beds
4
Baths
2
Sq Ft
1,575
Lot
2.31 ac
Year Built
1975
MLS #
SR26056995
Days on Market
0
Listed
Apr 19, 2026
Description
Opportunity knocks in the heart of Ontario! A rare offering featuring a 4-bedroom, 2-bath home situated on an expansive ~100,000 sq ft lot—an exceptional canvas for investors, builders, or buyers looking to create something truly special. The home offers solid bones and functional living space, ready for your personal touch. The true value here lies in the land and its incredible potential. The seller has already invested over $300,000 in preparing the lot, setting the stage for the next owner to take full advantage of the possibilities. The property also features a private pool, a large driveway with ample space for multiple vehicles, RVs, or equipment, and a spacious two-door garage—adding both convenience and functionality for homeowners or future development plans. With its substantial size, the parcel presents a prime opportunity for subdivision into multiple lots (buyer to verify zoning, usage, and development potential with the city). Whether you’re envisioning new construction, a multi-unit project, or a long-term investment hold, this property provides the flexibility to bring your vision to life. Ideally located with close proximity to major freeways, this property offers convenient access for commuters and future development appeal alike—an essential factor for maximizing long-term value. Don’t miss this chance to secure a large land parcel in a growing area with endless upside. Opportunities like this are rare—bring your vision and unlock the full potential!
Location
Ontario, San Bernardino County, CA 91762
Open on Google Maps ↗Listed by: David Cid · Luxury Collective
Payment estimate
$15,235
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $215,000 · Loan: $1,935,000
- Principal & Interest
- $11,889
- Property tax (1.25%)
- $2,240
- Homeowners insurance
- $300
- Mortgage insurance
- $806
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $75,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Ontario, CA 91762 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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