5313 Annette
Bakersfield, CA, 93313
$575,000
MLS: OC26057073
Beds
3
Baths
2
Sq Ft
2,025
Lot
0.31 ac
Year Built
1986
MLS #
OC26057073
Days on Market
15
Listed
Mar 16, 2026
Description
2 homes 1 lot! Located in desirable RS zoning, this versatile property offers space, flexibility, and incredible potential. The main home features 4 bedrooms and 2 bathrooms with a large, light-filled living room perfect for gatherings and everyday living. Step outside to a massive backyard ideal for entertaining, gardening, or future expansion. The property also includes a fully permitted detached 2-bedroom, 2-bath ADU perfect for multi-generational living, rental income, or guest accommodations. Additional highlights include RV parking, a detached storage/garage structure, and abundant storage throughout the property. A rare opportunity to own a property with both space and income potential!
Location
Bakersfield, Kern County, CA 93313
Open on Google Maps ↗Listed by: Cecilia Clark · Emerge Real Estate
Payment estimate
$4,294
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $57,500 · Loan: $517,500
- Principal & Interest
- $3,180
- Property tax (1.25%)
- $599
- Homeowners insurance
- $300
- Mortgage insurance
- $216
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $20,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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