5313 Teramo
Fontana, CA, 92336
$619,999
MLS: CV26053833
Beds
3
Baths
3
Sq Ft
2,213
Lot
0.03 ac
Year Built
2022
MLS #
CV26053833
Days on Market
39
Listed
Mar 11, 2026
Description
SELLER IS OFFERING $5,000 TOWARDS INTEREST RATE BUY DOWN OR CLOSING COSTS!!!! WHY WAIT FOR NEW CONSTRUCTION? MOVE-IN READY IN GATED SHADY TRAILS! Welcome to this upgraded 2022 home in the exclusive gated community of Shady Trails—offering the space and feel of a single-family home with the low-maintenance ease of a modern townhome. PAID SOLAR + ENERGY EFFICIENCY Enjoy major monthly savings with a home designed for efficiency. Fully PAID OFF solar panels 240V EV charging outlet in the garage Tankless water heater OPEN-CONCEPT LIVING + FLEXIBLE LOFT Bright, spacious, and move-in ready with a layout that fits real life. 3 bedrooms + loft (ideal office, gym, playroom, or potential 4th bedroom) Two walk-in closets Dedicated laundry room upstairs with easy access near bedrooms Modern finishes, sleek cabinetry, and great flow throughout PRIVATE, LOW-MAINTENANCE BACKYARD Relax on weekends—no yard work needed. HOA-maintained front landscaping plus a private backyard with premium artificial turf, perfect for pets, kids, and entertaining. RESORT-STYLE AMENITIES JUST STEPS AWAY You’re not just buying a home—you’re buying a lifestyle. Located just 100 steps from the pool, gym, kids’ park, and basketball court. Two fitness centers Multiple pools and spas Tennis courts and Private movie theater and library Three dedicated office/work areas (great for hybrid work) PRIME LOCATION Walking distance to the Jessie Turner Health & Fitness Center and minutes to Victoria Gardens, Sierra Lakes shopping, dining, and entertainment. Schedule your tour today and see why this Shady Trails gem is the one you’ve been waiting for!
Location
Fontana, San Bernardino County, CA 92336
Open on Google Maps ↗Listed by: Valentino Miranda III · WERE REAL ESTATE
Payment estimate
$4,607
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $62,000 · Loan: $557,999
- Principal & Interest
- $3,428
- Property tax (1.25%)
- $646
- Homeowners insurance
- $300
- Mortgage insurance
- $232
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Fontana home with as little as 3.5% down using an FHA loan — roughly $21,700 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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