5335 E Harco
Long Beach, CA, 90808
$1,099,000
MLS: PV26014633
Beds
4
Baths
4
Sq Ft
1,447
Lot
0.13 ac
Year Built
1944
MLS #
PV26014633
Days on Market
68
Listed
Jan 21, 2026
Description
This Long Beach coastal cottage checks all the right boxes—starting with the financing. The home comes with a 2.75% assumable loan, giving qualified buyers the chance to secure a rare, below-market rate that’s almost impossible to find today. Inside the main home, you’ll find 3 bedrooms and 3 bathrooms across roughly 1,159 sq ft, plus a detached studio with a kitchenette and bath—about 270 sq ft of flexible space ideal for guests, extended family, or whatever suits your needs.Hardwood floors and abundant natural light create a warm, welcoming feel throughout. The living room leans into its beachside charm with shiplap walls, a custom wood-framed fireplace, and subtle surf-inspired details that feel thoughtfully curated. The kitchen has been tastefully updated with butcher-block countertops, a tile backsplash, stainless steel appliances, and a movable island that adds both style and function.The primary bedroom includes a private ensuite with a walk-in shower. The additional bedrooms offer great versatility—one is currently set up as a home office and includes its own full bathroom. An interior laundry room adds everyday convenience.Out back, the yard becomes its own retreat. The custom rock-style pool features a waterfall, slide, and bridge, while the covered patio with string lights sets the stage for year-round outdoor living—a true perk in Southern California. The detached studio offers even more possibilities with its kitchenette and bathroom, though buyers should independently verify permitted use and square footage. Additional highlights include central HVAC, updated bathrooms, ample driveway parking, and a welcoming front porch. With beaches, dining, and shopping nearby, this home is ready for its next chapter.
Location
Long Beach, Los Angeles County, CA 90808
Open on Google Maps ↗Listed by: Bill D'Alvia · Vista Sotheby's Int'l Realty
Payment estimate
$7,934
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $109,900 · Loan: $989,100
- Principal & Interest
- $6,077
- Property tax (1.25%)
- $1,145
- Homeowners insurance
- $300
- Mortgage insurance
- $412
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Long Beach home with as little as 3.5% down using an FHA loan — roughly $38,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Long Beach property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
Similar Homes Nearby
Active and pending listings in ZIP 90808 (Long Beach) within ±10% of this home's price and size.
$999,000
4826 Pepperwood
Long Beach, 90808
$999,995
3756 Faust Avenue
Long Beach, 90808
$999,999
3827 Lomina
Long Beach, 90808
$1,010,000
3861 Hackett
Long Beach, 90808
$1,050,000
3442 Clark Avenue
Long Beach, 90808
$1,060,000
3691 Cortner
Long Beach, 90808
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.