5340 S J
Oxnard, CA, 93033
$969,000
Original list price: $999,000
MLS: BB26011512
Beds
4
Baths
3
Sq Ft
1,763
Lot
0.14 ac
Year Built
1961
MLS #
BB26011512
Days on Market
116
Listed
Feb 18, 2026
Description
Beautifully remodeled corner lot duplex located in Oxnard! This property offers two well-designed units, featuring 2 bedrooms and one full bath and the other unit features two bedrooms and one and a half bathrooms. Both units have been thoughtfully updated to provide modern comfort and functionality. Each unit includes private laundry hookups, adding convenience and appeal for tenants or owner-occupants as well as separate backyards. Each unit features a one car garage with an additional parking spot in front of the garage. The property showcases fresh finishes throughout, updated kitchens with quartz countertops, a large breakfast bar and stainless steel appliances. The bathrooms have been updated to include new electrical and plumbing with newer tub, tile and vanity. The layout of the units maximizes living space. Whether you’re looking to expand your rental portfolio or live in one unit while renting the other, this duplex offers flexibility and strong income potential. Located in a desirable area close to shopping, dining, schools, and major routes, this turnkey property is ready to perform from day one. The property features landscaped grounds with automatic sprinklers and newer exterior paint.
Location
Oxnard, Ventura County, CA 93033
Open on Google Maps ↗Listed by: Joyce Starleaf · Equity Union
Payment estimate
$7,196
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $96,900 · Loan: $872,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,524
- Property tax (1.25%)
- $1,009
- Homeowners insurance
- $300
- Mortgage insurance
- $363
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $33,915 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Oxnard, CA 93033 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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