5348 Gatson
Bakersfield, CA, 93314
$525,000
MLS: DW25272270
Beds
3
Baths
2
Sq Ft
1,540
Lot
0.91 ac
Year Built
2009
MLS #
DW25272270
Days on Market
113
Listed
Dec 8, 2025
Description
Charming Ranch-Style Home. Discover this delightful ranch-style home featuring 3 spacious bedrooms and 2 bathrooms. Located on a peaceful street, this property combines privacy with convenience. Enjoy being just minutes from shopping, dining, and schools, while still having the space to spread out and grow. Whether you’re looking for your family’s next home or an investment with incredible upside, this Bakersfield gem checks all the boxes.
Location
Bakersfield, Kern County, CA 93314
Open on Google Maps ↗Listed by: Cristhian Terranova Lojas · Homesmart Realty Group
Payment estimate
$3,947
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $52,500 · Loan: $472,500
- Principal & Interest
- $2,903
- Property tax (1.25%)
- $547
- Homeowners insurance
- $300
- Mortgage insurance
- $197
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $18,375 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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