Under ContractSingleFamilyResidence

5378 Chia Avenue

29 Palms, CA, 92277

1 / 28View all 28 photos

$230,000

MLS: IV26061674

Beds

2

Baths

1

Sq Ft

1,002

Lot

0.21 ac

Year Built

1984

MLS #

IV26061674

Days on Market

29

Listed

Mar 23, 2026

Description

Charming and move-in ready home located in the highly desired Chocolate Drop area of Twentynine Palms. 2 bedroom, 1 bath, this home is perfect for first time buyers or as a reliable rental property. Inside you’ll find an open and functional layout, newer flooring, and plenty of natural light throughout the living and dining areas. The kitchen is well kept, offering plenty of storage space and dining area. Both bedrooms are comfortable with spacious closets. The fully fenced yard has plenty of room for outdoor seating, pets, or additional improvements, all while keeping maintenance simple in the desert climate. Roof recently replaced. New garage door. Located just minutes from the Marine Corps Base, local schools, shopping, restaurants, and the Joshua Tree National Park entrance, this home offers convenience and long term appeal. Call today to schedule a private tour!

Location

29 Palms, San Bernardino County, CA 92277

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Listed by: VERONICA FOSTER · TRUST PROPERTIES USA, INC

Payment estimate

$1,898

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $23,000 · Loan: $207,000

%
Principal & Interest
$1,272
Property tax (1.25%)
$240
Homeowners insurance
$300
Mortgage insurance
$86
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this 29 Palms home with as little as 3.5% down using an FHA loan — roughly $8,050 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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