542 S Lilac
Rialto, CA, 92376
$580,000
MLS: SW26082310
Beds
3
Baths
2
Sq Ft
1,322
Lot
0.18 ac
Year Built
1982
MLS #
SW26082310
Days on Market
0
Listed
Apr 16, 2026
Location
Rialto, San Bernardino County, CA 92376
Open on Google Maps ↗Listed by: Ilda Alicia Barcenas · Infinite Realty and Loans Inc.
Payment estimate
$4,329
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $58,000 · Loan: $522,000
- Principal & Interest
- $3,207
- Property tax (1.25%)
- $604
- Homeowners insurance
- $300
- Mortgage insurance
- $218
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rialto home with as little as 3.5% down using an FHA loan — roughly $20,300 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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