544 E Ralston Avenue
San Bernardino, CA, 92404
$569,000
Original list price: $579,000
MLS: P1-26878
Beds
3
Baths
2
Sq Ft
1,650
Lot
0.21 ac
Year Built
1957
MLS #
P1-26878
Days on Market
35
Listed
Apr 29, 2026
Description
This lovely traditional ranch-style home, situated just 4 blocks north of the Arrowhead Country Club, is in one of the area's most coveted neighborhoods and has a great deal to offer beyond its prime location. It boasts a large lot (9,271 square feet), mountain views, and consists of a very spacious three-bedroom, two-bathroom home. In addition, the home boasts updated bathrooms, stunning hardwood floors, two fireplaces, a dining room, a living room, a den, and a charming kitchenette adjacent to the kitchen. Significant upgrades include copper plumbing, updated electrical and panel, window shutters throughout, and HVAC was replaced in 2024. Excellent proximity to shopping and amenities as well as recreational areas such as Lake Gregory (approx. 12.8 miles) and Lake Arrowhead (approx. 18.7 miles). This home has been thoughtfully cared for and is ready for the next owner to start their new chapter.
Location
San Bernardino, San Bernardino County, CA 92404
Open on Google Maps ↗Listed by: Teresa Ruelas · The Agency
Payment estimate
$4,336
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $56,900 · Loan: $512,100
- Principal & Interest
- $3,230
- Property tax (1.25%)
- $593
- Homeowners insurance
- $300
- Mortgage insurance
- $213
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 4, 2026
- 30-year fixed
- 6.48%
- 15-year fixed
- 5.79%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $19,915 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92404 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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