ActiveSingleFamilyResidence

544 Vista Lane

Big Bear Lake, CA, 92315

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$360,000

MLS: PW25120986

Beds

2

Baths

1

Sq Ft

800

Lot

0.11 ac

Year Built

1962

MLS #

PW25120986

Days on Market

215

Listed

May 30, 2025

Description

Cozy 2 bedroom 1 bath cabin Located in the Big Bear Marina Neighborhood of Big Bear LAKE and near The Village downtown area. Slightly sloped lot with 2 parking spaces in front. The open floor plan showcases an exposed wood ceiling in the living room with a fireplace. Spacious open living room, kitchen and dining area for hosting large groups. Fully renovated bathroom with large standing shower. Property is fenced with a spacious backyard for a potential room extension for a large footprint or other options. Newer water heater. Cabin can be offered fully furnished. Vacation rental potential, inquire with the local city for any interest on vacation rental requirements.

Location

Big Bear Lake, San Bernardino County, CA 92315

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Listed by: Francisco Farias · Keller Williams Legacy

Payment estimate

$2,801

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $36,000 · Loan: $324,000

%
Principal & Interest
$1,991
Property tax (1.25%)
$375
Homeowners insurance
$300
Mortgage insurance
$135
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $12,600 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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