5460 White Oak Avenue K204
Encino, CA, 91316
$225,000
MLS: SR26073305
Beds
2
Baths
2
Sq Ft
990
Lot
9.33 ac
Year Built
1971
MLS #
SR26073305
Days on Market
8
Listed
Jun 8, 2026
Description
Nestled in the heart of Encino, this 2-bedroom, 2-bathroom condominium offers approximately 990 square feet of living space within the gated Encino Oaks community. Brimming with potential, this is an excellent opportunity for a buyer to update and customize the home to today's tastes. The functional floor plan features spacious living and dining areas, a well-sized kitchen with ample cabinetry, and generously proportioned bedrooms, including a primary suite with an en-suite bathroom. A private balcony provides additional outdoor living space and a place to unwind. Residents enjoy access to a variety of community amenities, including a pool and spa, tennis courts, fitness center with saunas, recreation areas, and a clubhouse with a full kitchen, billiards, and ping pong. Conveniently located near Ventura Boulevard and the 101 Freeway, the property offers easy access to shopping, dining, entertainment, and major commuter routes. Whether you're a first-time buyer looking to build equity through updates or an investor seeking value-add potential, this condo presents an attractive opportunity in a centrally located Encino setting.
Location
Encino, Los Angeles County, CA 91316
Open on Google Maps ↗Listed by: Philip Berson · Compass
Payment estimate
$2,992
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $22,500 · Loan: $202,500
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,283
- Property tax (1.25%)
- $234
- Homeowners insurance
- $300
- Mortgage insurance
- $84
- HOA dues
- $1,091
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Encino home with as little as 3.5% down using an FHA loan — roughly $7,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Encino, CA 91316 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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