5460 White Oak F303
Encino, CA, 91316
$249,999
MLS: SR25279058
Beds
1
Baths
2
Sq Ft
712
Lot
9.33 ac
Year Built
1971
MLS #
SR25279058
Days on Market
53
Listed
Jan 12, 2026
Description
PRICE IMPROVEMENT & ONE OF THE BETTER UNITS AVAIBALE!!! Nestled within the gated, resort-style Encino Oaks community, this beautifully updated end-unit loft features 1 bedroom and 1.5 baths, ready for immediate move-in. The spacious open layout and soaring ceilings flood the space with natural light. Recent upgrades include sleek wide plank laminate flooring, quartz countertops, and stainless steel appliances, complemented by central air and heat. Enjoy the large private balcony and the convenience of two side-by-side parking spots. The community offers a wealth of amenities, including gated access, a sparkling pool and spa, a clubhouse with billiards and ping-pong, three tennis courts, fully equipped men’s and women’s fitness rooms with saunas, and a nearby laundry facility. The HOA covers essential services such as water, trash, and earthquake insurance. Ideally located just minutes from the 101 freeway, Ventura Blvd, shopping, dining, and public transit, this condo strikes the perfect balance between luxury and convenience.
Location
Encino, Los Angeles County, CA 91316
Open on Google Maps ↗Listed by: Phil Zaikovatyy · Altera Realty
Payment estimate
$2,037
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $25,000 · Loan: $224,999
- Principal & Interest
- $1,382
- Property tax (1.25%)
- $260
- Homeowners insurance
- $300
- Mortgage insurance
- $94
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Encino home with as little as 3.5% down using an FHA loan — roughly $8,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Encino, CA 91316 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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