ActiveSingleFamilyResidence

547 Holmes

Sugarloaf, CA, 92386

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$489,000

MLS: DW26116612

Beds

3

Baths

1

Sq Ft

980

Lot

0.05 ac

Year Built

2025

MLS #

DW26116612

Days on Market

19

Listed

May 28, 2026

Description

Beautifully renovated and fully furnished 3-bedroom, 1-bath mountain home offering the perfect blend of comfort, style, and tranquility. This two-story retreat has been thoughtfully updated with major improvements, including newer HVAC and plumbing systems, providing peace of mind for years to come. Nestled in a serene and quiet setting, the property is surrounded by nature and located near scenic hiking trails, creating the ideal environment for relaxation and outdoor enjoyment. The private, fully fenced backyard is designed for entertaining and unwinding, featuring a spacious wood deck and a spa that is included with the home. Upstairs, the primary bedroom opens to a charming private balcony, the perfect spot to enjoy your morning coffee while taking in the peaceful surroundings. Inside, the home is beautifully designed with warm, inviting finishes and a timeless mountain aesthetic that feels both cozy and refined. Whether you’re looking for a full-time residence, weekend getaway, or investment opportunity, this turnkey property offers a unique combination of privacy, comfort, and mountain charm.

Location

Sugarloaf, San Bernardino County, CA 92386

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Listed by: Kandice Hendricks · IET Real Estate

Payment estimate

$3,780

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $48,900 · Loan: $440,100

%

Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$2,788
Property tax (1.25%)
$509
Homeowners insurance
$300
Mortgage insurance
$183
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jun 11, 2026

30-year fixed
6.52%
15-year fixed
5.84%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Sugarloaf home with as little as 3.5% down using an FHA loan — roughly $17,115 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Local Market Stats

See Sugarloaf, CA 92386 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.