548 N 2nd Avenue
Upland, CA, 91786
$895,000
MLS: CV26052828
Beds
4
Baths
3
Sq Ft
2,171
Lot
0.17 ac
Year Built
1912
MLS #
CV26052828
Days on Market
37
Listed
Mar 10, 2026
Description
Located within walking distance to historic Downtown Upland and currently benefiting from the Mills Act, this two homes on one lot property at 548 N. 2nd Ave. and 548 1/2 N. 2nd Ave. features a front home with 3 bd, 2 ba, approx 1,488 sq ft plus a separate rear home/ADU with 1 bd, 1 ba, approx 683 sq ft, offering flexibility for rental income, guest house, or multi generational living. Each residence includes its own private garage, separate electric meter and gas, and individual laundry. The front Craftsman style home features a covered porch with stone accented columns, horizontal siding, and multi pane windows. The front yard includes mature shade trees, landscaped beds, lawn area, and a concrete walkway with a decorative garden arch framing the entry path. A long driveway along the side provides access to the rear of the property. The spacious living/family room offers large front facing windows, an original fireplace with wood mantel, and a wood paneled accent wall, plus a connected room ideal for a dining room/office. The layout flows into the kitchen and eating area creating a central living space. The kitchen features wood cabinetry, tile counters/backsplash, and a peninsula with a built in gas cooktop and vent hood. Laminate plank flooring in a parquet pattern extends through the kitchen and dining area. The dining space includes sliding glass doors to the side patio. Stainless steel refrigerator and freestanding gas range are included, with a nearby laundry room and storage. The hallway leads to the primary bedroom with hardwood flooring, corner windows, and an ensuite bath featuring an extended vanity, tile counter, built in storage, and a tub/shower with tiled surround. Two additional bedrooms offer closet storage and natural light. The hall bath includes a single sink vanity, walk-in tiled shower, and built in cabinetry. The backyard features mature trees, grass, and concrete patio areas with pergola covered seating space. The rear home has its own entrance to a living room with multiple windows and ceiling fan. A hallway with built in cabinetry leads to the kitchen featuring granite counters, white cabinetry, and stainless appliances, with a door opening to a private patio with pergola seating. The bedroom includes ceiling fan, large windows, and closet. The bathroom features a pedestal sink and tiled walk in shower. Two garages, one oversized garage for the front home and a standard size garage for the rear unit with laundry and storage.
Location
Upland, San Bernardino County, CA 91786
Open on Google Maps ↗Listed by: Nicholas Abbadessa · RE/MAX MASTERS REALTY
Payment estimate
$6,517
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $89,500 · Loan: $805,500
- Principal & Interest
- $4,949
- Property tax (1.25%)
- $932
- Homeowners insurance
- $300
- Mortgage insurance
- $336
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Upland home with as little as 3.5% down using an FHA loan — roughly $31,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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