54940 Benecia
Yucca Valley, CA, 92284
$399,000
MLS: OC26055373
Beds
3
Baths
2
Sq Ft
1,765
Lot
0.51 ac
Year Built
1978
MLS #
OC26055373
Days on Market
1
Listed
Mar 13, 2026
Description
Beautiful location. No back neighbor with views of the golf course.
Location
Yucca Valley, San Bernardino County, CA 92284
Open on Google Maps ↗Listed by: Patrick Cramer · Summit Lending & Realty
Payment estimate
$3,072
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,900 · Loan: $359,100
- Principal & Interest
- $2,206
- Property tax (1.25%)
- $416
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Yucca Valley home with as little as 3.5% down using an FHA loan — roughly $13,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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