5495 Morgan Street
Ontario, CA, 91762
$1,880,000
MLS: PW26020373
Beds
4
Baths
4
Sq Ft
3,742
Lot
1.18 ac
Year Built
1990
MLS #
PW26020373
Days on Market
75
Listed
Jan 28, 2026
Description
Welcome to the home where entertainers come to be entertained!! Spanning over 3,700 square feet, this exceptional single-story home offers a rare combination of space, functionality, and outdoor living on more than 1.1 acres in the city of Ontario. Thoughtfully designed with an open and highly desirable layout, the home features four generously sized bedrooms, three full bathrooms, and expansive living and entertaining areas that flow effortlessly throughout. The interior is well maintained and remarkably spacious, with oversized bedrooms and bathrooms a massive kitchen and an even bigger family room with sunken in bar/beverage area that provides comfort and flexibility for a variety of living needs. The floor plan truly shines, offering a seamless blend of everyday living and entertaining potential. The backyard is a standout retreat, complete with a large pool and spa, a convenient additional bathroom for pool use, a built in barbecue, outdoor living room complete with TV hook ups and a gorgeous fireplace, ideal for hosting gatherings or enjoying private relaxation. A massive area located off the back of the property behind the outdoor living space is perfect for storage needs, RV parking, boat storage...the sky's the limit. A three car garage adds practicality and additional ample storage. This property presents an incredible opportunity to enjoy a clean, well-kept home with a phenomenal layout and resort style outdoor amenities, while also offering the chance to add personal touches over time. A rare single-story estate with space, privacy, and endless potential. This incredible home is ready for it's second owner!
Location
Ontario, San Bernardino County, CA 91762
Open on Google Maps ↗Listed by: Lauren Lumbattis · First Team Real Estate
Payment estimate
$13,359
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $188,000 · Loan: $1,692,000
- Principal & Interest
- $10,396
- Property tax (1.25%)
- $1,958
- Homeowners insurance
- $300
- Mortgage insurance
- $705
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $65,800 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Ontario, CA 91762 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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