Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
PendingSingleFamilyResidence

5496 N E

San Bernardino, CA, 92407

1 / 2View all 2 photos

$499,900

MLS: OC26055653

Beds

5

Baths

2

Sq Ft

2,031

Lot

0.17 ac

Year Built

1964

MLS #

OC26055653

Days on Market

15

Listed

Mar 24, 2026

Description

Welcome to your next home in the heart of North San Bernardino! This inviting property offers comfortable living with bright, open spaces and a layout designed for everyday ease. Enjoy a spacious yard perfect for gatherings, pets, or simply relaxing under the Southern California sun. Nestled in a convenient location close to parks, schools, and shopping, this home blends comfort, convenience, and opportunity.

Location

San Bernardino, San Bernardino County, CA 92407

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Listed by: Benjamin Hitchins · Mainstay Brokerage Inc.

Payment estimate

$3,773

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $49,990 · Loan: $449,910

%
Principal & Interest
$2,764
Property tax (1.25%)
$521
Homeowners insurance
$300
Mortgage insurance
$187
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $17,497 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Local Market Stats

See San Bernardino, CA 92407 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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