550 Villa Grove
Big Bear Lake, CA, 92314
$598,500
MLS: IG26025438
Beds
3
Baths
2
Sq Ft
1,280
Lot
0.18 ac
Year Built
1966
MLS #
IG26025438
Days on Market
50
Listed
Feb 5, 2026
Description
Just listed in the highly desirable Moonridge neighborhood! This charming and updated mountain retreat backs to the National Forest, offering exceptional privacy, peaceful surroundings, and year-round outdoor access. This 2-story, 3-bedroom, 2-bath home features 1,280 sq ft of comfortable living space and has been tastefully updated with an upgraded kitchen included stainless steel appliances. The warm interior blends classic mountain character with modern conveniences such as washer and dryer. Outside, enjoy a wraparound driveway, additional parking pad, and easy-access stairs— Great for all seasons. Unwind in the hot tub after a day of skiing, hiking, or exploring Big Bear. Nicely situated on a 7,801 sq ft lot; this property is Airbnb-ready, making it an excellent full-time residence, weekend escape, or investment opportunity. Located just minutes from Big Bear Lake, The Village, both Bear Mountain & Snow Summit as well as everything else Big Bear has to offer: Alpine Zoo and the Golf Course. Don't miss this opportunity to own a turn-key mountain home in one of Big Bear’s most sought-after areas! Schedule your showing today!
Location
Big Bear Lake, San Bernardino County, CA 92314
Open on Google Maps ↗Listed by: GARY DOSS · COMPASS
Payment estimate
$4,457
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $59,850 · Loan: $538,650
- Principal & Interest
- $3,310
- Property tax (1.25%)
- $623
- Homeowners insurance
- $300
- Mortgage insurance
- $224
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $20,948 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 92314 (Big Bear Lake) within ±10% of this home's price and size.
$539,000
913 Mount Doble Drive
Big Bear, 92314
$539,000
336 W Sherwood
Big Bear City, 92314
$540,765
433 E Barker
Big Bear City, 92314
$549,900
260 Turlock Drive
Big Bear City, 92314
$555,000
542 E Barker Boulevard
Big Bear City, 92314
$574,900
1126 Sugarpine
Big Bear City, 92314
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.