ActiveSingleFamilyResidence

552 Pepper

Bakersfield, CA, 93307

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$750,000

MLS: SR26014845

Beds

3

Baths

4

Sq Ft

3,466

Lot

1.00 ac

Year Built

1944

MLS #

SR26014845

Days on Market

2

Listed

Mar 27, 2026

Description

Welcome to your very own Private Rancho with Warm Hacienda Charm. This rare property features 8.2 acres of income-producing citrus and an additional 1-acre homesite, blending estate living with expansive views in every direction. This character-rich home offers inviting interiors with paver tile floors and multiple fireplaces anchoring the living and dining areas, creating a warm setting for gatherings. The kitchen is equipped with a commercial-grade range, custom tile backsplash, copper hood, & generous prep space. A versatile bonus space, staged as a game room, offers flexibility for entertaining or everyday living. The primary suite serves as a retreat with its own fireplace & balcony, where you can enjoy gentle breezes, sweeping views and the scent of citrus groves. Architectural details such as exposed beams, wrought iron accents, and an open layout enhance the home’s distinctive appeal. Outdoors, enjoy an inground pool, perfect for relaxing while taking in the serene surroundings

Location

Bakersfield, Kern County, CA 93307

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Listed by: Laurie McCarty · Coldwell Banker Preferred Realtors

Payment estimate

$5,510

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $75,000 · Loan: $675,000

%
Principal & Interest
$4,147
Property tax (1.25%)
$781
Homeowners insurance
$300
Mortgage insurance
$281
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $26,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Local Market Stats

See Bakersfield, CA 93307 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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