552 Pepper
Bakersfield, CA, 93307
$735,000
MLS: SR26114650
Beds
3
Baths
4
Sq Ft
3,466
Lot
1.00 ac
Year Built
1944
MLS #
SR26114650
Days on Market
16
Listed
May 27, 2026
Description
Welcome to your very own Private Rancho with Warm Hacienda Charm. This rare property features 8.2 acres of income-producing citrus and an additional 1-acre homesite, blending estate living with expansive views in every direction. This character-rich home offers inviting interiors with paver tile floors and multiple fireplaces anchoring the living and dining areas, creating a warm setting for gatherings. The kitchen is equipped with a commercial-grade range, custom tile backsplash, copper hood, & generous prep space. A versatile bonus space, staged as a game room, offers flexibility for entertaining or everyday living. The primary suite serves as a retreat with its own fireplace & balcony, where you can enjoy gentle breezes, sweeping views and the scent of citrus groves. Architectural details such as exposed beams, wrought iron accents, and an open layout enhance the home’s distinctive appeal. Outdoors, enjoy an inground pool, perfect for relaxing while taking in the serene surroundings
Location
Bakersfield, Kern County, CA 93307
Open on Google Maps ↗Listed by: Laurie McCarty · Coldwell Banker Preferred Realtors
Payment estimate
$5,531
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $73,500 · Loan: $661,500
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,190
- Property tax (1.25%)
- $766
- Homeowners insurance
- $300
- Mortgage insurance
- $276
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $25,725 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Bakersfield, CA 93307 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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