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$1,650,000
MLS: SW26090165
Beds
5
Baths
4
Sq Ft
2,871
Lot
0.27 ac
Year Built
1996
MLS #
SW26090165
Days on Market
9
Listed
May 2, 2026
Description
Welcome to this impressive estate-style residence tucked within the desirable Ridgeview Estates area of Rancho Cucamonga. Set on an expansive cul-de-sac lot, this 5-bedroom, 4-bath home offers approximately 3,506 sq. ft. of beautifully designed living space with a thoughtful blend of comfort, privacy, and everyday elegance. From the moment you enter, soaring ceilings create an airy, grand impression, while plantation shutters, tile flooring downstairs, hardwood flooring upstairs, and a beautifully updated family room fireplace with Venetian plaster surround add warmth and sophistication. The spacious floor plan is designed for effortless living and memorable gatherings, featuring inviting common areas, generously sized bedrooms, and a downstairs laundry room with sink for added convenience. Step outside to a private backyard retreat with room to relax, entertain, and enjoy Southern California living. The permitted ADU/pool house offers exceptional flexibility for guests, a home office, creative studio, fitness space, or recreation area. Owned solar panels add to the home’s standout appeal. Ideally located near Victoria Gardens, parks, dining, shopping, and major commuter routes, this residence offers an exceptional combination of space, upgrades, versatility, and location in one of the Inland Empire’s most desirable communities.
Location
Rancho Cucamonga, San Bernardino County, CA 91739
Open on Google Maps ↗Listed by: Christian Ferguson · Epique Realty
Payment estimate
$12,033
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $165,000 · Loan: $1,485,000
- Principal & Interest
- $9,396
- Property tax (1.25%)
- $1,719
- Homeowners insurance
- $300
- Mortgage insurance
- $619
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $57,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Rancho Cucamonga, CA 91739 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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