$485,000
MLS: V1-36527
Beds
2
Baths
2
Sq Ft
997
Lot
—
Year Built
1981
MLS #
V1-36527
Days on Market
27
Listed
May 21, 2026
Description
**Welcome to 553 S E Street, Oxnard CA 93030** this charming North Oxnard condo just steps from the vibrant heart of historic downtown Oxnard and Plaza Park! Enjoy the convenience of being within walking distance to popular restaurants, cafes, coffee shops, a movie theater, and local entertainment.Ideally situated near the entrance of the gated community, this inviting two-story condo offers comfort, style, and convenience. The updated kitchen features modern appliances, a breakfast nook, bar seating, and in-unit washer and dryer hookups. The kitchen flows seamlessly into the cozy living room, complete with a beautiful fireplace--perfect for relaxing evenings at home. A convenient half bath downstairs is ideal for guests.Step outside to your own private patio, offering a great space to unwind or entertain. Upstairs, you'll find two spacious bedrooms and a tastefully updated full bathroom.Additional highlights include a secure underground parking garage with two assigned spaces and a large private storage closet. Whether you're a first-time homebuyer or an investor, this is an excellent opportunity to own in a desirable downtown Oxnard location!
Location
Oxnard, Ventura County, CA 93030
Open on Google Maps ↗Listed by: Javier Castro · RE/MAX Gold Coast-Beach Marina Office
Payment estimate
$4,192
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $48,500 · Loan: $436,500
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,765
- Property tax (1.25%)
- $505
- Homeowners insurance
- $300
- Mortgage insurance
- $182
- HOA dues
- $440
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $16,975 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Oxnard, CA 93030 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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