ActiveSingleFamilyResidence

55316 Navajo

Yucca Valley, CA, 92284

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$399,000

MLS: JT26084057

Beds

3

Baths

1

Sq Ft

1,123

Lot

0.54 ac

Year Built

1953

MLS #

JT26084057

Days on Market

1

Listed

Apr 18, 2026

Description

Discover the timeless appeal of this charming mid-century masonry home, ideally situated on a spacious 0.54-acre lot south of Highway 62 in Yucca Valley. Offering three bedrooms and one bathroom, this residence blends classic character with comfortable desert living. Expansive windows throughout the home invite abundant natural light, highlighting the warmth and authenticity of its mid-century design. The thoughtful layout creates an inviting atmosphere, perfect for both everyday living and weekend retreats. Set in an established neighborhood filled with iconic Joshua trees, the property provides a sense of privacy while remaining conveniently close to local shopping, dining, and amenities. Enjoy year-round comfort with multiple split heating and cooling systems, complemented by an evaporative cooler well-suited for the desert climate. Outdoor features enhance the property’s appeal, including a detached storage building and a view deck that captures sweeping vistas of the surrounding landscape, Joshua trees, and the distant silhouette of Mount San Gorgonio. This is a rare opportunity to own a character-rich home in one of Yucca Valley’s most desirable locations, offering space, views, and classic desert charm.

Location

Yucca Valley, San Bernardino County, CA 92284

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Listed by: John Simpson · All American Real Estate

Payment estimate

$3,072

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $39,900 · Loan: $359,100

%
Principal & Interest
$2,206
Property tax (1.25%)
$416
Homeowners insurance
$300
Mortgage insurance
$150
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Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Yucca Valley home with as little as 3.5% down using an FHA loan — roughly $13,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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