5550 El Monte
Temple City, CA, 91780
(No pictures available yet)
$1,400,000
MLS: DW26092639
Beds
5
Baths
3
Sq Ft
2,440
Lot
0.43 ac
Year Built
1928
MLS #
DW26092639
Days on Market
1
Listed
Apr 29, 2026
Description
Imagine discovering a property so remarkably preserved that, over the course of more than a century, it has been held by just two families. This sprawling 18,000+ sqft. estate is that rare offering—a true “unicorn” in today’s market—where heritage, scale, and possibility converge. At its heart rests the original 1920s Spanish Ranch style residence (3 bed, 2 bath), introduced by a formal foyer and defined by enduring architectural character. Rich in authenticity and untouched by time, it presents a compelling canvas for a thoughtful restoration. Along the entry path, a century-old rose tree quietly stands—a living testament to the generations and stories rooted within the grounds. Beyond the main residence, a fully independent 2-bedroom, 1-bath home offers exceptional versatility, complete with its own attached garage and private front and rear yards—ideal for extended living or refined income potential. The estate continues to unfold with a private pool and pool house, an expansive side yard, and a detached two-car garage with integrated workshop. A rare flow-through driveway extends from the front lawn to the rear alley, enhancing both function and scale in a way seldom found. More than a renovation opportunity, this is a chance to steward a piece of Temple City’s architectural past—reimagined for the future. Opportunities of this caliber are rarely seen and even more rarely offered.
Location
Temple City, Los Angeles County, CA 91780
Open on Google Maps ↗Listed by: Oscar Caballero · RISE Real Estate Group
Payment estimate
$10,256
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $140,000 · Loan: $1,260,000
- Principal & Interest
- $7,972
- Property tax (1.25%)
- $1,458
- Homeowners insurance
- $300
- Mortgage insurance
- $525
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Temple City home with as little as 3.5% down using an FHA loan — roughly $49,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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