55585 Onaga
Yucca Valley, CA, 92284
$405,000
Original list price: $420,000
MLS: PW25252123
Beds
3
Baths
2
Sq Ft
1,290
Lot
0.37 ac
Year Built
1958
MLS #
PW25252123
Days on Market
204
Listed
Nov 24, 2025
Description
****BACK ON THE MARKET AT NO FAULT OF SELLER UPON CANCELLATION OF CURRENT ESCROW***PRICE IMPROVEMENT ** SELLER WANTS IT SOLD ASAP*** Showpiece in Yucca Valley — “!!ASSUMABLE LOAN @3.8%!!” **RARE OPPORTUNITY-LOWER MONTHLY PAYMENTS THAN LOCAL RENT THANKS TO THE ASSUMABLE RATE (IF USED)** Turnkey Corner-Lot Home Welcome home to this stunning, fully renovated "METICULOUSLY REBUILT DOWN TO THE STUDS WITH PERMITS, THIS TURNKEY HOME BLENDS MODERN SYSTEMS AND FINISHES WITH COMFORTABLE DESERT LIVING" 3-bedroom, 2-bath residence with 1 oversized car garage, ideally located on a generous corner lot a short distance to schools and a short drive to Joshua Tree National Park (approx 15-20 mins) & World famous Pioneer Town (approx 5-10 mins) Interior Features - Open floor plan with a light-filled living area and wood burning fireplace - French door connecting the living area to the master bedroom/bonus room - Newly remodeled kitchen with concrete countertops and contemporary finishes - Utility-sized private laundry room with space suitable for a walk-in pantry - Spacious bedroom closets and new waterproof laminate manufactured wood flooring throughout Major Upgrades - New insulated walls and insulated attic - New PEX plumbing and upgraded electrical system with new service panel - New dual-pane windows and new 30-year roof - Fresh interior and exterior paint; new wood fencing - New HVAC system Exterior & Financial Benefits - Large enclosed yard with ADU potential (buyer to confirm permitting requirements with local authorities) - Paid solar system grandfathered under NEM 2.0 — long-term electric savings potential! - Active short-term rental permit through May 2027; property offered furnished for turnkey operation (buyers should confirm permit transferability and applicable rental regulations) Additional Information - Sold furnished; detailed inventory list available upon request - All renovation work completed with permits; documentation available for buyer review
Location
Yucca Valley, San Bernardino County, CA 92284
Open on Google Maps ↗Listed by: Arthur Cervantes · Arthur Cervantes Properties Inc
Payment estimate
$3,182
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $40,500 · Loan: $364,500
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,309
- Property tax (1.25%)
- $422
- Homeowners insurance
- $300
- Mortgage insurance
- $152
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Yucca Valley home with as little as 3.5% down using an FHA loan — roughly $14,175 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Yucca Valley property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See Yucca Valley, CA 92284 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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