5590 E The Toledo
Long Beach, CA, 90803
$5,785,000
MLS: PW26004334
Beds
4
Baths
4
Sq Ft
3,083
Lot
0.10 ac
Year Built
1940
MLS #
PW26004334
Days on Market
76
Listed
Jan 14, 2026
Description
Exceptional Cape Cod–style waterfront home on a rare oversized lot with over 50 feet of canal frontage and direct open-water access, ideal for large vessels. The thoughtfully designed interior features an open layout with a chef’s kitchen with quartz countertops, oversized Wolf range, Sub-Zero refrigerator, oversized island, and open dining area. Accordion glass doors seamlessly connect indoor and outdoor living, opening to a generous waterfront, stone laden patio complete with built-in firepit, BBQ, and outdoor refrigerator perfect for waterfront living and entertaining. Step inside to gorgeous wood flooring. Primary bedroom is on lower level with ensuite and walk in closet. French doors open to interior courtyard that features stone and brick hardscape, waterfall spa/jacuzzi and gorgeous stone wood burning fireplace! Second bedroom, full bath and laundry are also on lower level. The upstairs features a huge family room with built in cabinetry, a cozy fireplace and oversized balcony with panoramic views of the canal and distant mountain ranges. Additionally, two bedrooms, two baths(one ensuite) and a full laundry room. A rare opportunity to own a premier waterfront home combining classic Cape Cod charm, modern luxury, and exceptional boating access. Owner may trade for your Shore, Naples or Seal Beach home or income property.
Location
Long Beach, Los Angeles County, CA 90803
Open on Google Maps ↗Listed by: Laurel Lucas · Colonna & Co., Realty
Payment estimate
$40,485
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $578,500 · Loan: $5,206,500
- Principal & Interest
- $31,990
- Property tax (1.25%)
- $6,026
- Homeowners insurance
- $300
- Mortgage insurance
- $2,169
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Long Beach home with as little as 3.5% down using an FHA loan — roughly $202,475 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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