562 Kumquat Court
Santa Paula, CA, 93060
$785,000
MLS: V1-35673
Beds
5
Baths
4
Sq Ft
2,452
Lot
0.06 ac
Year Built
2022
MLS #
V1-35673
Days on Market
7
Listed
Apr 9, 2026
Description
Assumable 2.25% VA loan to secure a rare payment advantage in today's market - a unique opportunity for qualified buyers to significantly reduce their monthly costs.Welcome to 562 Kumquat Court, a highly upgraded corner-lot home located on a quiet, low-traffic street in the sought-after Harvest at Limoneira community.Designed for both comfort and functionality, this home features an open-concept layout connecting the kitchen, dining, living and outdoor areas. The spacious kitchen is centered around a large island with a breakfast bar, creating an ideal space for everyday living and entertaining.The home offers five bedrooms, including a full bedroom and bathroom on the main level, providing flexibility for guests, multi-generational living, or a home office setup. Upstairs, the primary suite serves as a true retreat, highlighted by a custom spa-inspired bathroom featuring a heated Whirlpool soaking tub, tile work, upgraded fixtures and walk-in-closet, Positioned to capture natural east-to-west airflow, the home benefits from refreshing breezes, while mountain views from the front bedrooms add to the overall sense of space and tranquility.Additional features include smart home upgrades, generous storage throughout, and a well-designed layout that supports modern living.Located within Harvest at Limoneira, residents enjoy resort-style amenities including a pool, spa, fitness center, parks, trails, dog park, and community gathering spaces--all just minutes from Ventura, Ojai, and surrounding coastal areas.
Location
Santa Paula, Ventura County, CA 93060
Open on Google Maps ↗Listed by: Mike Robb · Epique Realty
Payment estimate
$5,753
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $78,500 · Loan: $706,500
- Principal & Interest
- $4,341
- Property tax (1.25%)
- $818
- Homeowners insurance
- $300
- Mortgage insurance
- $294
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Paula home with as little as 3.5% down using an FHA loan — roughly $27,475 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Santa Paula property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See Santa Paula, CA 93060 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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