56245 Cobalt Road
Yucca Valley, CA, 92284
$845,000
MLS: 219144772DA
Beds
3
Baths
3
Sq Ft
2,899
Lot
2.30 ac
Year Built
2007
MLS #
219144772DA
Days on Market
4
Listed
Mar 13, 2026
Description
Stunning inside and out, this remarkable desert retreat offers the perfect blend of privacy, beauty, and comfort. Situated on over two acres, this nearly 3,000 square foot home features 3 bedrooms, 3 bathrooms, and breathtaking views highlighted by magnificent climbing boulders that create a truly unforgettable setting.A dramatic towered entrance welcomes you into the home, complemented by a spacious 4-car garage. Inside, the expansive open-concept living, dining, and kitchen areas are designed for both relaxed living and effortless entertaining.The chef's kitchen is a standout, featuring a professional-style built-in range and hood, abundant custom cabinetry, golden granite countertops, and beautiful travertine flooring that adds warmth and elegance throughout the space.Two spacious primary suites each include private bathrooms and convenient outdoor access, offering flexibility for guests or multi-generational living. The main primary suite provides an added touch of luxury with fireplaces in both the bedroom and the spa-like bathroom.Additional highlights include a dedicated office that could easily serve as a fourth bedroom, a full hall bathroom, interior laundry, and a large patio perfect for enjoying the surrounding natural beauty.This exceptional home offers a rare opportunity to own a peaceful desert sanctuary with unforgettable views and distinctive character.
Location
Yucca Valley, San Bernardino County, CA 92284
Open on Google Maps ↗Listed by: Lori Halleck · Keller Williams Luxury Homes
Payment estimate
$6,170
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $84,500 · Loan: $760,500
- Principal & Interest
- $4,673
- Property tax (1.25%)
- $880
- Homeowners insurance
- $300
- Mortgage insurance
- $317
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Yucca Valley home with as little as 3.5% down using an FHA loan — roughly $29,575 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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