574 Charles Street
Moorpark, CA, 93021
$620,000
MLS: V1-33745
Beds
2
Baths
2
Sq Ft
1,375
Lot
0.03 ac
Year Built
1992
MLS #
V1-33745
Days on Market
115
Listed
Dec 18, 2025
Description
Beautifully refreshed and thoughtfully presented, this light-filled end-unit condo features virtual staging designed to showcase its full potential.Soaring vaulted ceilings, modern finishes, and an open, airy layout create an immediate sense of space and comfort. The smartly designed kitchen features, quartz countertops and a clean, functional flow, while recent upgrades-including a new HVAC system and ducting-add peace of mind and year-round efficiency. Ample storage further enhances everyday livability.Ideally located near Moorpark High Street with convenient access to the 101, 23, and 118 freeways, as well as the Metrolink, this home is ideal for commuters and those seeking convenience and connection.Set within a gated community in a walkable area, this move-in ready home offers a rare blend of comfort, modern style and low-maintenance living.
Location
Moorpark, Ventura County, CA 93021
Open on Google Maps ↗Listed by: Lori Funderburk · BHHS California Properties
Payment estimate
$4,607
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $62,000 · Loan: $558,000
- Principal & Interest
- $3,428
- Property tax (1.25%)
- $646
- Homeowners insurance
- $300
- Mortgage insurance
- $233
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Moorpark home with as little as 3.5% down using an FHA loan — roughly $21,700 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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