Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
Under ContractTownhouse

5782 Oak Bank Trail 103

Oak Park, CA, 91377

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$509,000

MLS: 226000903

Beds

2

Baths

3

Sq Ft

1,231

Lot

0.03 ac

Year Built

1990

MLS #

226000903

Days on Market

51

Listed

Feb 27, 2026

Description

Welcome to Shadow Ridge -- a beautifully maintained Oak Park Townhome community offering comfort, style, and resort-style amenities in a highly desirable neighborhood. This spacious two-bedroom, 2.5-bath residence features dual primary suites, each with its own private bath. The thoughtfully designed floor plan includes an inviting living room with a cozy fireplace, an eat-in breakfast area, and a dining space perfect for entertaining. The kitchen is equipped with stainless steel appliances and offers plenty of storage. Enjoy indoor-outdoor living with two private balconies, ideal for morning coffee or evening relaxation. While the home has been well maintained, it offers a wonderful opportunity for a new owner to add their personal touch and some TLC to truly make it their own. Additional highlights include: Direct access one-car garage; one covered carport; A/C and heater approximately 1 year old; water heater approximately 2-3 years old. Shadow Ridge offers beautifully landscaped grounds and an impressive array of amenities, including: two pools and two spas; Sauna; Racquetball court; Tennis courts; Basketball area; Gym; Clubhouse; Scenic trails. Conveniently located near parks, shopping, dining, hiking trails, and award-winning Oak Park schools, this home combines comfort, convenience, and community. Don't miss this exceptional opportunity to own in Shadow Ridge and make it your own!

Location

Oak Park, Ventura County, CA 91377

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Listed by: Sharon Berman · Coldwell Banker Realty

Payment estimate

$3,836

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $50,900 · Loan: $458,100

%
Principal & Interest
$2,815
Property tax (1.25%)
$530
Homeowners insurance
$300
Mortgage insurance
$191
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Oak Park home with as little as 3.5% down using an FHA loan — roughly $17,815 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Local Market Stats

See Oak Park, CA 91377 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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