580 Katy Drive
Upland, CA, 91786
$529,900
MLS: CV25179958
Beds
2
Baths
2
Sq Ft
923
Lot
0.02 ac
Year Built
2015
MLS #
CV25179958
Days on Market
149
Listed
Aug 9, 2025
Description
The Orchards in Upland is a wonderful community, located is proximity to downtown shops, entertainment, metro station and easy access to multiple freeway for commuters. This unit was a former model with many upgrades from the builder, plus other upgrades the owner has made, it still looks like a model, first time on the market since purchase. Excellent location on the complex, single story end unit, no stairs to deal with, easy access to unit including direct access through the garage also. This unit Offers: Two bedrooms, two bath, dual pain windows, custom shutters, living room with a custom entertainment cabinet, kitchen equipped with all built-in stainless still appliances, granite counter tops, center island with stools and dishwasher. Dining area has a custom seating booth with drawers underneath and an oval table. Master suite with private bath and a walk-in closet with custom cabinets. This unit comes with a two car tandem garage which was just painted and new opener, fire sprinklers throughout.
Location
Upland, San Bernardino County, CA 91786
Open on Google Maps ↗Listed by: Pablo Medina · CHAMPIONS REAL ESTATE
Payment estimate
$3,981
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $52,990 · Loan: $476,910
- Principal & Interest
- $2,930
- Property tax (1.25%)
- $552
- Homeowners insurance
- $300
- Mortgage insurance
- $199
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Upland home with as little as 3.5% down using an FHA loan — roughly $18,547 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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