5813 Ragusa Lane
Bakersfield, CA, 93308
$449,900
MLS: 26002904
Beds
3
Baths
2
Sq Ft
1,824
Lot
0.15 ac
Year Built
2004
MLS #
26002904
Days on Market
16
Listed
Apr 11, 2026
Description
Easy Living Starts Here! Welcome to South San Lauren, where this thoughtfully updated Kyle Carter-built home offers a blend of comfort, functionality, and easy everyday living. With 3BD / 1.75BA, the layout is designed to adapt to your lifestyle, including a separate dining room that can effortlessly serve as a home office, reading nook, or additional gathering space. The heart of the home is the light-filled living room, where expansive picture windows bring the outdoors in, and a cozy fireplace creates the perfect place to unwind. Top-of-the-line luxury vinyl plank flooring is both waterproof and built to withstand heavy furniture while adding style and durability throughout the main living areas and bedrooms. The primary suite features a walk-in closet and direct access to the backyard, ideal for enjoying quiet mornings or winding down in the evening. The kitchen offers a comfortable and functional space with tile countertops, walk-in pantry and stainless-steel appliances, opening naturally to the flow of the home. Step outside and you'll find a true backyard entertainment space, thoughtfully designed for year-round enjoyment. The professionally tiled front entry sets a welcoming tone, while the beautifully tiled covered patio creates the perfect setting for gatherings and pleasure, complete with a gas hookup for grilling, automated sprinklers, and multiple areas to relax and entertain. With completely owned solar (no payments), a 30-amp garage outlet for an RV or electric vehicle, and a generator-ready setup, this home is equipped for both efficiency and peace of mind. Located just moments from the neighborhood park (with a dog park and frisbee golf), shopping and easy freeway access, it offers a welcoming environment in a location that truly feels like home.
Location
Bakersfield, Kern County, CA 93308
Open on Google Maps ↗Listed by: Christy Rabe · BHGRE Platinum Realty Group
Payment estimate
$3,425
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $44,990 · Loan: $404,910
- Principal & Interest
- $2,488
- Property tax (1.25%)
- $469
- Homeowners insurance
- $300
- Mortgage insurance
- $169
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $15,747 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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