Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

582 Fairfield Road

Simi Valley, CA, 93065

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$889,000

MLS: 226000158

Beds

3

Baths

3

Sq Ft

1,864

Lot

Year Built

1988

MLS #

226000158

Days on Market

95

Listed

Jan 13, 2026

Description

Beautiful Gated Community in Wood Ranch. 3 Bedrooms 2.5 bathrooms. This open floor plan is light, bright and airy with high ceilings. Upgraded kitchen with center island with hidden storage, quartz counter tops, coffered ceiling with recessed lighting, garden window at kitchen sink, wine refrigerator newer appliances. This home is immaculate and very inviting. Highly upgraded master bathroom with upgraded countertops, free standing bathtub, beautiful shower and walk in closet. Covered patio and easy to care for backyard. Epoxy garage floor with built-in cabinets. Spectacular location. This gated community has a private tennis court & private lake for a lovely picnic. Located close to a gorgeous park, perfect for walking, tennis, basketball and plenty of activities for everyone. Shopping, dining, golf at the private Wood Ranch Golf Club and freeways all conveniently located. Ronald Regan Library is just 5 minutes away. Wood Ranch is a very beautiful community to live in.

Location

Simi Valley, Ventura County, CA 93065

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Listed by: Ronda Capaldi · Keller Williams Exclusive Properties

Payment estimate

$6,475

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $88,900 · Loan: $800,100

%
Principal & Interest
$4,916
Property tax (1.25%)
$926
Homeowners insurance
$300
Mortgage insurance
$333
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Simi Valley home with as little as 3.5% down using an FHA loan — roughly $31,115 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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