582 Holly Avenue
Oxnard, CA, 93036
$570,000
MLS: V1-35143
Beds
2
Baths
2
Sq Ft
1,194
Lot
0.11 ac
Year Built
1976
MLS #
V1-35143
Days on Market
18
Listed
Apr 2, 2026
Description
Welcome to this beautifully upgraded home in a desirable North Oxnard community. Offering 2 bedrooms, 2 bathrooms, and a versatile bonus room, this home provides the flexibility to easily create a third bedroom, home office, gym, or creative space to suit your lifestyle.The home has seen extensive upgrades throughout, with most improvements completed in 2021 and a newly redesigned fireplace added in 2025, creating a stylish centerpiece in the living area. Central air conditioning adds year-round comfort, while the thoughtful updates throughout the home reflect true pride of ownership.An exciting highlight for future owners is that both bathrooms will feature brand-new remodels, bringing fresh, modern finishes that further elevate the home's appeal.The HOA adds exceptional value by covering water, trash, cable, and walls-out insurance, helping simplify homeownership while keeping monthly expenses predictable.Conveniently located near shopping, dining, parks, and commuter routes, this home offers a rare combination of modern upgrades, flexible living space, and everyday convenience in one of North Oxnard's established neighborhoods.
Location
Oxnard, Ventura County, CA 93036
Open on Google Maps ↗Listed by: Juan Jimenez · Real Brokerage Technologies, Inc
Payment estimate
$4,259
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $57,000 · Loan: $513,000
- Principal & Interest
- $3,152
- Property tax (1.25%)
- $594
- Homeowners insurance
- $300
- Mortgage insurance
- $214
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $19,950 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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