5971 Rose Ellen
29 Palms, CA, 92277
$320,000
MLS: JT25232035
Beds
4
Baths
2
Sq Ft
1,496
Lot
0.22 ac
Year Built
1960
MLS #
JT25232035
Days on Market
91
Listed
Oct 8, 2025
Description
Charming 4-Bedroom Home with Modern Upgrades and Paid-Off Solar Spacious 4-bedroom, 2-bathroom home featuring a private-entry bedroom—ideal for guests, extended family, or a home office. Enjoy both front and back large covered patios, perfect for relaxing or entertaining, with fully fenced front and back yards offering privacy and security. Interior highlights include remodeled bathrooms, a blend of tile, cork, and carpet flooring, and a generous kitchen with a central island, capturing 1960s charm with thoughtful modern upgrades. The home also includes a separate dining room, newer windows, and a full suite of appliances: stove, refrigerator, dishwasher, and microwave. Mature landscaping surrounds the property, complemented by fruit trees and a quiet location tucked behind the high school. Plus, enjoy the benefit of paid-off solar panels—energy efficiency without the extra cost.
Location
29 Palms, San Bernardino County, CA 92277
Open on Google Maps ↗Listed by: Heidi Marshall · Libby's Realty
Payment estimate
$2,523
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $32,000 · Loan: $288,000
- Principal & Interest
- $1,770
- Property tax (1.25%)
- $333
- Homeowners insurance
- $300
- Mortgage insurance
- $120
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this 29 Palms home with as little as 3.5% down using an FHA loan — roughly $11,200 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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