603 Ocean Avenue 2A
Santa Monica, CA, 90402
$4,795,000
MLS: 26658673
Beds
3
Baths
3
Sq Ft
2,694
Lot
0.62 ac
Year Built
1996
MLS #
26658673
Days on Market
44
Listed
Mar 2, 2026
Description
Located on prime Ocean Avenue, El Tovar by the Sea continues to be one of the most exclusive addresses in Santa Monica. A triumph of Classical Mediterranean architecture, this coveted mid-rise was meticulously designed as 22 residences, each one to feel like a single family home, but with all of the amenities of a full-service luxury building. Two West is aptly positioned to face the lush trees of Alta Avenue, with a large covered patio for indoor/outdoor living complete with ocean breeze. Beautifully maintained, this 3 Bedroom, 2 1/2 bath unit boasts high ceilings, formal living and dining, eat-in kitchen, primary suite with dual walk-in closets and large bath with soaking tub. The building features stunning newly upgraded pool and spa, fully equipped indoor gym, security and two car private garage. Just blocks from the shops and restaurants on Montana Avenue and sunsets on the bluffs overlooking the Pacific. Don't miss this opportunity to enjoy iconic California living at it's best.
Location
Santa Monica, Los Angeles County, CA 90402
Open on Google Maps ↗Listed by: Simon Beardmore · Sotheby's International Realty
Payment estimate
$33,608
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $479,500 · Loan: $4,315,500
- Principal & Interest
- $26,515
- Property tax (1.25%)
- $4,995
- Homeowners insurance
- $300
- Mortgage insurance
- $1,798
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $167,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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