604 Charles Street
Moorpark, CA, 93021
(No pictures available yet)
$599,000
MLS: 226001860
Beds
2
Baths
2
Sq Ft
1,375
Lot
0.03 ac
Year Built
1992
MLS #
226001860
Days on Market
15
Listed
Apr 23, 2026
Description
Gated Moorpark end-unit condo with a rare single-story layout and soaring ceilings.Welcome to 604 Charles Street -- 1,375 square feet of open, functional living in one of the community's most desirable floor plans, tucked inside a private gated community.The layout just works. A spacious living room with fireplace flows seamlessly into the dining area and kitchen, creating a natural connection for both everyday living and entertaining. Large windows bring in natural light and enhance the open feel throughout.The primary suite offers generous closet space, an en-suite bathroom, and direct access to your own private patio -- a rare outdoor retreat you won't find in most comparable units. The secondary bedroom is positioned nearby, offering flexibility for guests, a home office, or additional living space.Additional highlights include a 2-car garage, indoor laundry, central HVAC, and ample storage throughout. The complex is FHA approved through November 2027 (buyer to verify).Located in a gated community near parks, shopping, dining, and with convenient access to the 23 and 118 freeways.End-unit, single-story condos with this layout, private outdoor space, and FHA eligibility are consistently in demand -- and don't stay available for long.
Location
Moorpark, Ventura County, CA 93021
Open on Google Maps ↗Listed by: Kevin Ryan · eXp Realty of California Inc
Payment estimate
$4,560
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $59,900 · Loan: $539,100
- Principal & Interest
- $3,411
- Property tax (1.25%)
- $624
- Homeowners insurance
- $300
- Mortgage insurance
- $225
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Moorpark home with as little as 3.5% down using an FHA loan — roughly $20,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Moorpark, CA 93021 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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