Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

616 Island View Street

Fillmore, CA, 93015

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$1,019,000

MLS: V1-34693

Beds

4

Baths

3

Sq Ft

2,400

Lot

0.41 ac

Year Built

1962

MLS #

V1-34693

Days on Market

62

Listed

Feb 17, 2026

Description

Relaxed Living on a Sprawling 17,000 SF country-like lot.Located near the tranquil Sespe Creek and framed by soft, rolling hill views, this 2,400 sq ft ranch-style residence offers a level of comfort rarely found in the area. Thoughtfully finished upscale finishes and a modern sensibility, the home blends timeless elegance with everyday livability. Upgrades include luxury vinyl floor and vinyl windows.A Distinctive Split-Wing Design - The floorplan unfolds with a sense of privacy and seclusion. - The primary suite occupies its own wing, featuring a beautifully updated bath with quartz surfaces and refined fixtures. - On the opposite side of the home, the family wing offers three bedrooms and two luxuriously remodeled baths, creating an ideal separation of space for guests, children, or multigenerational living.- The chef's kitchen has been fully remodeled with quartz countertops, custom cabinetry, and upgrades that accent both form and function. - All baths have been thoughtfully redesigned and updated. - A dedicated home-school center or library/office provides a polished, quiet environment for productivity. - The expansive great room flows seamlessly into the formal dining area, creating a thoughtful setting for entertaining or family gatherings.Oh, the Outdoors! The property has an impressive **17,000 sq ft lot:- Space for lush gardens, outdoor living areas, or a future second dwelling unit. - Views of the surrounding hills enhance the sense of privacy and natural beauty. - The proximity to Sespe Creek adds a peaceful, almost retreat-like ambiance.Owners have found their next home and will segue from Island View with wonderful memories.

Location

Fillmore, Ventura County, CA 93015

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Listed by: Kay Wilson-Bolton · eXp Realty of California Inc

Payment estimate

$7,378

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $101,900 · Loan: $917,100

%
Principal & Interest
$5,635
Property tax (1.25%)
$1,061
Homeowners insurance
$300
Mortgage insurance
$382
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Fillmore home with as little as 3.5% down using an FHA loan — roughly $35,665 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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