616 S. Millard Ave
Rialto, CA, 92376
$575,000
MLS: SW26043619
Beds
4
Baths
2
Sq Ft
1,409
Lot
0.18 ac
Year Built
1986
MLS #
SW26043619
Days on Market
24
Listed
Mar 1, 2026
Description
****FULLY PAID $50K SOLAR SYSTEM AT COE INSTALLED IN 2022****Charming Updated 3-Bedroom Home with 2 EXTRA rooms/Next-Gen ADU Flexibility on a Rialto Cul-de-Sac. Tucked on a peaceful cul-de-sac in a desirable Rialto neighborhood, this refreshed single-family home offers modern, versatile living. The main house features 3 spacious bedrooms, 2 updated bathrooms, and a luxurious primary suite with dressing area and large walk-in closet. A generous private retreat plus a separate 4th bedroom with side entrance provides excellent Next-Gen/ADU flexibility—ideal for multi-generational living, guests, or rental potential. Fresh paint, updated outlets and switches, and seamless laminate flooring brighten the interior. The living room boasts cathedral ceilings and a cozy fireplace. The fully remodeled kitchen includes stainless steel appliances: refrigerator, stove/oven, microwave, and dishwasher, ample counters, and under-sink water filtration. Enjoy a large private backyard with a wall-to-wall open patio accented by string lights, a spacious dog run, storage shed, and stylish rod iron gate. The redesigned front porch features modern railings and designer lighting for great curb appeal. Key upgrades include: Fully updated electrical panel (2023). Financed solar panels (installed 2023 with new roof section) for major energy savings.
Location
Rialto, San Bernardino County, CA 92376
Open on Google Maps ↗Listed by: Maricarmen Pulido Ruiz · The Real Estate Firm
Payment estimate
$4,294
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $57,500 · Loan: $517,500
- Principal & Interest
- $3,180
- Property tax (1.25%)
- $599
- Homeowners insurance
- $300
- Mortgage insurance
- $216
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Rialto home with as little as 3.5% down using an FHA loan — roughly $20,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rialto, CA 92376 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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