PendingSingleFamilyResidence

616 S. Millard Ave

Rialto, CA, 92376

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$575,000

MLS: SW26043619

Beds

4

Baths

2

Sq Ft

1,409

Lot

0.18 ac

Year Built

1986

MLS #

SW26043619

Days on Market

24

Listed

Mar 1, 2026

Description

****FULLY PAID $50K SOLAR SYSTEM AT COE INSTALLED IN 2022****Charming Updated 3-Bedroom Home with 2 EXTRA rooms/Next-Gen ADU Flexibility on a Rialto Cul-de-Sac. Tucked on a peaceful cul-de-sac in a desirable Rialto neighborhood, this refreshed single-family home offers modern, versatile living. The main house features 3 spacious bedrooms, 2 updated bathrooms, and a luxurious primary suite with dressing area and large walk-in closet. A generous private retreat plus a separate 4th bedroom with side entrance provides excellent Next-Gen/ADU flexibility—ideal for multi-generational living, guests, or rental potential. Fresh paint, updated outlets and switches, and seamless laminate flooring brighten the interior. The living room boasts cathedral ceilings and a cozy fireplace. The fully remodeled kitchen includes stainless steel appliances: refrigerator, stove/oven, microwave, and dishwasher, ample counters, and under-sink water filtration. Enjoy a large private backyard with a wall-to-wall open patio accented by string lights, a spacious dog run, storage shed, and stylish rod iron gate. The redesigned front porch features modern railings and designer lighting for great curb appeal. Key upgrades include: Fully updated electrical panel (2023). Financed solar panels (installed 2023 with new roof section) for major energy savings.

Location

Rialto, San Bernardino County, CA 92376

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Listed by: Maricarmen Pulido Ruiz · The Real Estate Firm

Payment estimate

$4,294

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $57,500 · Loan: $517,500

%
Principal & Interest
$3,180
Property tax (1.25%)
$599
Homeowners insurance
$300
Mortgage insurance
$216
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Rialto home with as little as 3.5% down using an FHA loan — roughly $20,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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