ActiveSingleFamilyResidence

61826 Terrace Drive

Joshua Tree, CA, 92252

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$399,000

MLS: JT25026092

Beds

2

Baths

1

Sq Ft

995

Lot

0.17 ac

Year Built

1959

MLS #

JT25026092

Days on Market

248

Listed

Mar 2, 2025

Description

Back on Top: This noted Airbnb first remodeled by the Smirke design duo We Are In Our Element in 2015 helped set the stylistic tone for vacation rentals in downtown Joshua Tree. Throughout, it has remained a lucrative, well-oiled machine. Improved and updated to include a refined indoor/outdoor living experience, featuring an exterior clawfoot bathtub, firepit, shaded area and hammock circle for stargazing. FULLY FURNISHED and ready to rent. Beautifully realized minimalist remodel updated with permits into an authentic midcentury modern. Stainless steel appliances, oak butcherblock countertops, birch kitchen cabinets, concrete floors, large walk-in shower featuring modern floor-to-ceiling subway tiles, flat-panel interior doors and large single-light glass front door. National Park views from family room and sunroom/den facing large fenced-in backyard. Completely finished, refined, turnkey property awaits your arrival.

Location

Joshua Tree, San Bernardino County, CA 92252

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Listed by: Bryan Wynwood · Joshua Tree Modern

Payment estimate

$3,072

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $39,900 · Loan: $359,100

%
Principal & Interest
$2,206
Property tax (1.25%)
$416
Homeowners insurance
$300
Mortgage insurance
$150
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Joshua Tree home with as little as 3.5% down using an FHA loan — roughly $13,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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